Your Home, Your Future
Mortgages & Insurance
Made Simple
Access New Zealand’s leading lenders and insurers in one place. Expert advice on home loans, life and general insurance, with simple processes, fast approvals, and solutions tailored to your goals.
goodbye
Complicated finance
At DEVKOTA Mortgages | Insurance, we take the stress out of mortgage and insurance decisions — giving you honest, straightforward advice from the comfort of a conversation you can trust.
- New Zealand's major lenders & insurers
- Mortgage & insurance under one roof
- Personalised advice for your situation
- First home, refinance & investment loans
- Life, health & income protection cover
- Simple, fast & stress-free process
partnerships
How does it work?
Book a free consultation
Getting started is simple. Reach out, tell us what you're trying to achieve, and we'll take it from there — no jargon, no pressure, just a conversation.
Tell us your goals
Whether you're buying your first home, refinancing, growing a portfolio, or protecting your family — we listen first and build a plan around your needs.
We compare & recommend
We do the hard work — comparing New Zealand's major lenders and insurers based on your situation to find the best deal that fits your life and budget.
Get sorted & stay covered
From approval to settlement and beyond, we keep you in the loop every step of the way — and we're always here if your situation changes.
Our clients are Settled & Sorted
“I had a great experience working with Dharam Devkota for my mortgage solution. He explained everything clearly, was proactive, and supported me at every step. I would confidently recommend him to anyone looking for mortgage or insurance advice.”
Hemot K.
“We had recently worked with Dharam Devkota to refinance our mortgage. My family and I are really pleased with his knowledge and experience that had helped us to feel more better about our mortgage situation. He is a great person to work with, I highly recommend! Thank you! ”
Kamala Parajuli
“Dharam has been a great financial advisor for us, understanding our needs and providing a customized and fit-for-purpose financial options for our needs. Amazing professional to deal with for your financial needs. Highly recommned based on personal experience.!”
Hammad Hasan